Unpredictable Extreme Weather Demands Heightened Preparedness

No one was prepared for the fast-moving wildfires that killed more than 100 unsuspecting people in Hawaii with hundreds more missing|

… or the deadly tornadoes and flooding in the Mid-Atlantic states and the Northeast

… plus the continued excessive heat in the Southwest

… and definitely not the rare tropical storm that hit California last month.

Nobody saw it coming before it was too late.

Each of those recent extreme events, including Hawaii’s fatal wildfires fueled by a hurricane in the Pacific Ocean, caused power outages, increases in food prices, and water contamination concerns.

They came right on the heels of other severe weather events including tornadoes, flooding, severe heat, and wildfires. And now weather experts are predicting above-average hurricane activity after a slow start, due to warm ocean waters.

Unpredictable and increasingly severe weather has become our new normal. It calls for a heightened level of preparedness.

Let’s take a quick look at these recent punishing weather episodes. Then we’ll discuss what’s still to come and what’s keeping meteorologists on edge.

Hurricane Fans Hawaii’s Flames

You’ve all seen the horrific images of the destruction and loss of life recently in Hawaii. They’re still not sure what started the wildfires, although they suspect faulty power lines.

They do know that Hurricane Dora – hundreds of miles southwest in the Pacific Ocean – fanned the flames.

That hurricane was one of the reasons the Lahaina fire on Maui traveled at the incredible speed of over one mile per minute.

Even realizing fires might be headed their way didn’t help some because the siren warning system failed. It all happened so quickly – there was no time to evacuate.

The recent violent storms in the Mid-Atlantic states and Northeast caused at least two deaths, injured many others, and knocked out power to more than 1.1 million people. Several tornadoes were also reported, and flooding occurred in several states.

Folks in 11 states lost power due to the storms. Canceled flights and road closures led to supply chain problems including food deliveries to stores. And as frequently happens, water quality was being questioned.

Meanwhile, oppressive heat in the South and Southwest continued unabated. It took an entire month before high temperatures finally dipped below 110 degrees Fahrenheit in Phoenix, Arizona. Monsoon rains brought some relief, but also caused dust storms.

Weather Events Have a Long Reach

Even if you live in an area that experiences few extreme weather events, the ones outside your immediate area can negatively affect you.

Last year a hurricane in Florida and the Carolinas caused problems as far north as New York. Hurricane Sandy affected 24 states.

Don’t think for a minute you’ll be spared from severe weather if it doesn’t normally touch you. Just two years ago, Texas and other southern states experienced unprecedented ice storms that cut power to millions, burst water pipes, and closed roads.

Not to mention the snowball effect. Severe weather in other states can end up costing you more at the grocery store and at the gas pump. All it takes is a disruption in the supply chain for that to occur.

Taking care of your emergency power, food, and water needs – in advance – will go a long way to providing you with peace of mind now and the things you will need most when blackouts occur.

WARNING: Hurricane Predictions Ticking Up

As of this writing, it’s been a slow hurricane season in the Atlantic Ocean. Which is what they predicted with the El Niño weather pattern now in effect.

But a not so funny thing is happening in the Atlantic. Weather.com says: “The 2023 Atlantic hurricane season may be one of the most active for any El Niño season on record, due to record-warm Atlantic Ocean water temperatures.”

The Weather Company has altered its prediction. They’re now calling for a projected 20 total storms. With 10 of them expected to become hurricanes and five anticipated to reach at least Category 3.

NOAA’s Climate Prediction Center upgraded its hurricane activity prediction to “above-normal.”

And we know what that means. Survivors will need back-up power to handle the outages. They’ll need survival food to handle supply chain issues and empty grocery store shelves. And they’ll need water purification devices to handle contaminations.

Your All-in-One Solution

It’s clear, now more than ever, that the time to prepare is now. Extreme weather is no longer confined to certain regions.

Ice storms in Texas… tornadoes in Massachusetts… wildfires in Hawaii… a tropical storm in Southern California… you just never know what might be right around the corner where you live.

As San Diego Mayor Todd Gloria said, “We’re not built for this kind of rainfall.” Officials in Texas, Massachusetts, Hawaii, and other states could echo that same theme.

But the one common denominator all these disasters have in common is power outages.

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Your How-to Guide for Handling a Power Outage

Do you have a plan for the next time a blackout happens? Are your three main bases covered – power, food, and water?

Because Hurricane Hilary flooded Southern California, damaging roadways and forcing residents to stay locked inside their homes…

Not to mention the historic rainfall in the Northeast that brought floods to New York, Vermont, Massachusetts, and Connecticut.

And heat waves in the South increased stress on vulnerable power grids. Meanwhile, Texas officials urged thousands of residents to “reduce their energy consumption” and endure the brutal heat.

So if you don’t have supplies and a plan… You might be in a whole lot of trouble in the near future…

Know what to do

As with just about everything else in life, the better prepared you are to deal with an outage, the better off you and your family will be.

Today you’ll get a refresher course on things to do before your power goes out. And while it’s out. As well as what to do once power is restored.

You might want to print this out so you can be ready to deal with the next blackout without even thinking about it.

Knowing exactly what to do when the next inevitable power outage occurs will come in handy. And it will certainly speed up your efforts to handle the situation.

Your 3 main bases

Below are some before, during, and after tips for how to handle a power outage. But before I get to them, let’s look at those three bases again.

Power – You need back-up power. A portable, solar-powered generator will help you keep lights on and power most appliances. If you only have a gas-powered generator, do NOT run it indoors or even close to your residence. Power banks are perfect for smaller electronic devices. Tactical flashlights kept in various places in your home will also be a big help.

Food – You need non-perishable food with a long shelf life. Make sure your survival food provides plenty of nutrition. Variety in your stockpile is also essential, especially in a longer blackout. And make sure the foods you store are ones your family will eat.

Water – You need at least 1½ gallons of water per person per day. One gallon is for drinking and the half-gallon is for cleaning, washing, etc. You should also have a water purification system for your home and smaller water filters for outdoor use.

Before a blackout

The better prepared you are for a blackout, the greater the chance you’ll be able to handle it successfully. Here’s what to do prior to a blackout:

Put together a supply of emergency food and water for your family. Start with 72 hours’ worth, then build it up.

Build an emergency kit or bug-out bag. Store your kit in an easily accessible place and let everyone in the house know where it is and what it contains. Consider having an additional emergency kit at your place of business in case a blackout occurs while you’re at work.

Make a family communications plan and discuss all aspects of it with family members. Do a dry run every few months to make sure everyone is ready to carry out the plan if necessary.

Follow energy conservation measures to keep the use of electricity as low as possible, which can help power companies avoid imposing rolling blackouts.

Fill plastic containers with water and place them in the refrigerator and freezer if there’s room. Leave about an inch of space inside each one, because water expands as it freezes. This chilled or frozen water will help keep food cold during a temporary power outage.

Be aware that most medication that requires refrigeration can be kept in a closed refrigerator for several hours without a problem. If unsure, check with your physician or pharmacist.

Keep your car tank as full as possible because gas stations rely on electricity to power their pumps. In addition to being your emergency transportation, your car could also be your charging system for your cell phone, and possibly the only heating or air conditioning you’ll have for a while.

Know where the manual release lever of your electric garage door opener is located and how to operate it. Garage doors can be heavy, so remember you may need help to lift it.

Keep a key to your house with you if you regularly use the garage as the primary means of entering your home. Just in case the garage door will not open.

Get a good supply of cash. Some stores may not be able to process credit card and debit card purchases, and cash machines may not be working.

During a blackout

You’ve already prepared for a blackout, so now you’re ready to deal with it. Here are some recommendations:

Use only flashlights for emergency lighting. Never use candles during a blackout or power outage due to the risk of fire.

If you’re using a generator to power any lights, be careful how long you keep them on. If your home is the only one lit up at night, you could become a target.

Keep refrigerator and freezer doors closed to make sure your food stays as cold and fresh as possible. Check food carefully for spoilage.

Turn off or disconnect appliances, equipment, and electronics that were in use when the power went out. They could be damaged if power returns with a momentary surge or spike.

Leave one electrical item on – such as a light – so that you’ll know when your power returns.

Don’t call 9-1-1 to gain information about the power situation. Use it only to report life-threatening emergencies.

If it’s hot outside when the power goes off, go to the lowest level of your home. Wear lightweight, light-colored clothing and drink plenty of water even if you’re not thirsty. Keep window blinds and curtains closed to keep the heat out.

Make sure your pets have plenty of fresh, cool water, and anything else they need for their survival and comfort.

If it’s cold outside when the power goes out, wear layers of clothing. Don’t use your oven as a source of heat. Open window blinds and curtains during the day to let sunshine in.

Fill the bathtub with water, as your faucet water flow may decrease or stop entirely over time. Duct tape the drain so that water does not leak out. Fill other containers with water as well, such as buckets.

After a blackout

Once power is restored, here are some tips:

Throw out any food that has been exposed to temperatures of 40 degrees Fahrenheit for two or more hours. Same thing for any food that has an unusual odor, color, or texture. When in doubt, toss it out.

Don’t use taste – or even odor or appearance – to determine if your food is still good or not. Food can look and smell OK, but may contain bacteria that causes food-borne illnesses.

Don’t turn all your appliances back on at once. If everyone does that, it could overtax the grid and result in another regional blackout. Get your air conditioning or heat back on first, then wait 10 or 15 minutes before starting up other items or appliances you may need.

If the water from your faucet has not been running, but now it’s working again, don’t drink from it right away. Let it run for a while and listen to local broadcasts or contact your local health department to find out if a nearby water source has been compromised during the blackout. Water purification systems usually rely on electricity, so they might not be working properly during a blackout.

Being prepared = self-reliance

People who have not prepared for an emergency will struggle with a temporary blackout and fall apart in a medium-length blackout.

But if you have fully prepared, a temporary blackout will be nothing more than a minor inconvenience. And a medium-length blackout will be one you can handle with some determination.

A long-term blackout will be a huge challenge for everyone. But you’ll be a leg up on everyone else if you are fully prepared with your power, food, and water needs.

Emergency Alert Systems Will Fail – Be Prepared

How come you can get an alert on your phone when you’ve taken your 5,000th step of the day, but sometimes people don’t even receive warnings when a disaster is about to strike?

Numerous times in recent years, government emergency alert systems have completely failed the people who pay for those systems with tax dollars.

This isn’t about alerts that tell people there’s a sale at JCPenney’s. It’s about severe weather and other emergency alerts designed to give people time to escape or take other action.

Let’s look at the latest disaster alert failure first. When we’re done, I’ll remind you that counting on the government or alert systems is risky.

Sirens Silent in Hawaii

The recent wildfires in Hawaii were fueled by extremely dry conditions and winds whipped up by Hurricane Dora in the Pacific Ocean.

As of this writing, more than 100 people have died and hundreds are missing. That makes it the deadliest wildfire in the United States since the Camp Fire in California in 2018. And the deadliest disaster in Hawaii since a tsunami killed more than 150 in 1946.

The fires are projected to be the second costliest disaster in Hawaii history, behind only Hurricane Iniki in 1992.

The incredibly fast-moving flames – recorded at more than 60 miles per hour – made it very difficult for people to escape. What made it even more challenging was the lack of sirens from the emergency alert system.

Phone Alerts Were Ineffective

Inexplicably, Hawaii emergency management records show no evidence that warning sirens sounded before people were running for their lives.

One Lahaina resident who lost her home in the blaze told this to the Associated Press. “There was no warning. There was absolutely none. Nobody came around. We didn’t see a fire truck or anybody.”

Other survivors made similar statements. They claimed they did not hear any sirens or receive other warnings.

Some alerts were sent to phones, plus television and radio stations, according to Hawaii officials. But it’s speculated that power outages and cellphone tower damage limited their reach.

Tornado Enters Without Warning

Several months earlier, residents of Sussex and Kent counties in Delaware were not warned about an EF3 tornado.

The storm producing winds of more than 135 miles per hour killed one, injured others, and damaged more than 60 homes and businesses.

The area has no emergency sirens. Folks there are dependent upon cellphone and media alerts including TV and radio.

An alert did go out, but the National Weather Service later admitted that people in portions of those two counties did not receive them.

Residents Unaware of Chemical Leak

Weather-related emergencies are not the only ones that can benefit from an early warning system.

Just last year, a chlorine gas leak from one of the area’s chemical plants was reported in South Charleston, West Virginia. A shelter-in-place order was issued, but two of the emergency alert system components – a siren and wireless messages – failed.

It turns out, the local outdoor siren had been out of commission for two months. The fire chief said it had not been repaired due to supply chain problems.

One resident said she usually hears those sirens in connection with weather problems. But the fact that she didn’t hear one for the chemical leak was “really kind of scary.”

Human Error Causes False Alerts

Of course, there have also been plenty of times when a false emergency alert went out due to human error.

Those false alerts cause people to panic. And some get injured during quick escape attempts from the area.

One that gained international attention occurred in January 2018. An alert was delivered to the phones of Hawaii residents, warning that a ballistic missile was headed their way.

That pretty much takes the cake when it comes to frightening warnings. It was later learned that an Emergency Alert System (EAS) worker pushed the wrong button. EAS is regulated by the Federal Communications Commission.

Zombie Apocalypse Alert

Other examples of false emergency alerts include a hazardous materials warning out of New York in 2016. It became obvious the system had been hacked when the alert concluded with, “Would you. Could you. On a train?”

Three years earlier, a false evacuation alert was sent to residents of Suffolk County in New York. Tropical Storm Hermine was offshore at the time, making the evacuation alert believable.

Back in 2005, residents of Connecticut received an evacuation order involving no details about the “why.” It was declared false shortly after it was issued.

And finally, this bizarre false alert occurred 10 years ago in Michigan. Several television stations declared that a zombie apocalypse was happening. The hacked message included, “bodies of the dead are rising from their graves and attacking the living.”

Tune in to Your Self-Reliance

The lack of emergency alerts during real crises and the issuing of false alerts can both be very dangerous.

We can’t control these occurrences, but we can take steps to obtain a reliable source of timely and sometimes even life-saving information. Following the deadly Delaware tornado, a spokesperson with the National Weather Service recommended owning a NOAA weather radio.

This type of source will tell you what’s on its way (and what isn’t) and can even include your best option for escaping it, including evacuation routes.

You never know what you might get alerted to next. By becoming self-reliant, you’ll be prepared to protect yourself and your family.

How to Choose a Better Flashlight

Recently a friend told me she didn’t think she needed a flashlight because she has a light on her smart phone.

I would agree with her only if two conditions were true. One would be that light is the only thing you need a flashlight for. And two would be that using the light on your cellphone would not wear down its battery.

In other words, I disagree with her 100%. A flashlight should serve a variety of purposes – not just supply light – and using the light on a cellphone does indeed wear down the battery.

A phone is a survival tool, but not for the light it provides. It’s not a multi-tool. And if you drop your phone while using it as light, it could cost you much more money than if you dropped a sturdy tactical flashlight.

Standard flashlights haven’t changed much

Today I want to tell you why a tactical flashlight is far superior to both a regular flashlight and your cellphone light. And how it could help you in a variety of everyday and survival situations.

We’ve all probably used a standard flashlight. Many still require big batteries and they still turn on the same way and weigh about the same.

These basic everyday flashlights are handy when you’re looking for something under a couch. Or when you’re trying to find something in a dark closet.

Standard flashlights are usually constructed from inexpensive aluminum or cheap plastic and low-grade steel. Many don’t last too long.

A wide variety of devices

Among the flashlights we see today are incandescent bulb flashlights, LED flashlights, and high-intensity discharge flashlights. Plus pressurized gas flashlights, solar-powered flashlights, and headlamp flashlights.

As well as shake flashlights, USB-charging flashlights, and utility flashlights. And heavy-duty flashlights and work flashlights.

They all have their place, and some are more effective than others. A high-intensity discharge flashlight, for example, can deliver a very bright light due to an electrical current running through a ball of ionized gas.

A shake flashlight turns on by shaking it. It’s powered by magnets that cause a reaction to produce light. A headlamp flashlight is ideal for shining light on something while using both hands to work.

Tactical flashlights rule

Tactical flashlights look and feel much different. They’re more durable and weather-resistant.

And they feature a variety of settings, such as strobe and SOS. Once you get used to a tactical flashlight, you’ll probably never use a standard flashlight again.

Most tactical flashlights are made with a higher grade of aluminum and are armor-coated. Normally they are lighter in weight than basic flashlights. And they can resist shocks, corrosion, and whatever the weather throws at them.

The average standard flashlight gives you about 10 feet of brightness. That’s approximately 100 lumens. Tactical flashlights provide brightness to about 50 feet. And they give you visibility up to about 100 yards.

What to look for

Here’s what I look for in a tactical flashlight:

Ultra-bright LED flashlight
Solar panel
Power bank
SOS light and strobe
Work light
Seatbelt/rope splitter
Glass-breaking hammer
Compass
Magnet
Lightweight
Anti-slip handle
Adjustable wrist strap

Could a tactical flashlight save your life?

A tactical flashlight is not only superior to a regular flashlight. It could also save your life. Here are 6 ways that could happen.

Spotting danger in the darkness. If you find yourself walking in a dark area – due to a power outage or if you’re camping in the woods – a flashlight is a big help for finding your way and avoiding pitfalls. You might even spot a human with bad intent or an animal looking for its next meal.

Escaping from a hazard zone. If there were a chemical spill near where you live and the power were knocked out, a flashlight might be the only tool at your disposal to help you get out of the region quickly and safely. The same with dealing with a fire, flood, earthquake, or other disaster.

Signaling for help. If you get lost in the wilderness or stranded somewhere, you could use a flashlight to signal for help. Especially if your flashlight has a built-in SOS component or a strobe function to it. Light carries a long distance and can attract attention.

Self-defense from an attacker. There are weapons that would be more useful than a flashlight if you’re attacked. But some of us don’t have immediate access to a weapon when we’re out and about. A flashlight can temporarily blind an attacker to allow an escape, while its barrel can be used for a counterattack.

A vehicle breakdown. If you have to get out of your vehicle after pulling off to the side of the road, your hazard lights should help other drivers see your car. But they won’t help you see what’s going on under the hood. A flashlight will help you change a tire or light your way if you have to abandon the car.

Charging a cellphone for an emergency call. If your cellphone is dead and you need to make a call for help, some tactical flashlights will enable you to charge it. That phone call could allow you to escape a very dangerous situation.

Everybody needs a flashlight. And several of them are much better than having just one. But make sure you have tactical flashlights because they can do so much more.

Why settle for anything less?

Here’s How You Can Save Money While Stockpiling

“I wish I could prepare for an emergency. Unfortunately, I can’t afford it. I live paycheck to paycheck.”

While discussing preparedness with people, I’ve heard plenty of folks say that. And it’s true. Most of us have to put together our emergency food stash on a limited budget. We’ve got a lot of bills to pay.

But I’ve done the math and determined that proper budgeting would enable most of us to have at least a small amount of income available each month to prepare for an uncertain future.

And it’s not like it all has to be done at once. It’s an ongoing process. Slow but steady progress will get the job done.

Long shelf lives are key

Today I want to talk about the importance of stockpiling healthy, nutritious food for an emergency. It doesn’t cost an arm and a leg to do this. There are some simple and inexpensive things we can do to get ready for a crisis.

Following an emergency, it’s likely the electric grid will not be functioning properly. If at all. So you want to make sure a vast majority of your food items are non-perishable.

In addition, we don’t know how long an emergency will last. So it’s best to have as much food stockpiled as possible. And make sure most of it has a long shelf life. For items that don’t, rotate them out periodically so they don’t go bad.

If you’re not already in budget mode, try to get there. That means always thinking about how you can spend less and save more. Here’s some things you can work on to budget better:

Never pay full price for anything. Always look for bargains. You’re better off spending time than money.

Buy items in bulk at places such as Sam’s Club or Costco. Or when they’re on sale in regular stores.

Cut and use coupons.

Find and use in-store-only offers.

Grow your own food and preserve it. There are tremendous savings in growing fruits and vegetables. And storing some of them for the colder months of the year.

Watch for the best deals on websites such as Amazon. They could have exactly what you’re looking for, at a price much less than what you’d spend at a local store.

Tips and tricks

One of the first places you want to look at to save money is your weekly grocery bill. If you’re not paying attention, it can really add up. The average couple spends over $500 a month on groceries. Let’s look at a few simple ways to save.

Make a list. Grocers know how to position products so shoppers will purchase them. If you have a list, you know just what you need (and what you don’t). And of course, if you avoid shopping when you’re hungry, it’s that much easier to resist tempting displays.

Also, choose foods that your family will eat. Variety is important, both physically and psychologically. But you could buy some of the healthiest food in the store, and if your family won’t eat it, you’ve thrown your money away.

Buy store brands. Buying store brands alone can take a huge chunk out of your grocery costs. Sometimes there will be a brand name item or two that you can’t do without. But more often than not you won’t notice the difference. Except when it’s time to check out.

Use digital coupons. Many stores offer digital coupons not available in the weekly newspaper. To acquire these savings, you’ll likely need to set up an account and check off the coupons you wish to use each time you shop.

Doing this ahead of time as you scan the weekly circular can help you compile your shopping list around items with the biggest savings.

Stick to the store perimeter. Center aisles have many expensive, processed foods full of salt, sugar, and other additives. The outside ring of the store is where you’ll find more foods such as produce, meat, and dairy.

You’ll still need to visit the center aisles for a few things. But focusing on the perimeter will give you more bang for your buck. Try leaving your cart at the end of the aisle, and just dash in for the item you need.

Freeze meals. If you’re buying in bulk, you’ll want to make sure things don’t go to waste. You can freeze many items including bread, milk, and chopped vegetables, as well as whole meals. Just remember your power could go out in a crisis.

Use fewer ingredients. Sometimes the simplest food tastes best. But you wouldn’t always know it looking at some of the complicated recipes out there.

Sites such as Allrecipes (AllRecipes.com) are great for finding different options for your favorite recipes. And usually the top reviews will include tips on how to make them even easier.

Buy in bulk. I saved one of the best ones for last. We’re not talking here about warehouse stores, which have membership fees. And usually a minimum price tag of $10 per item. Even in a regular grocery store, you don’t want to buy large amounts of just anything on sale.

It’s about buying more of things you already use often when there’s a significant sale. If it means you shop less often, this can add up to even more savings.

Another item to purchase in bulk is produce. Onions, potatoes, apples, and lemons are almost always cheaper when you buy the bag. Just make sure you actually use them so they don’t go to waste.

Buying beans and grains in bulk can also stretch your dollars while providing hearty, healthy meals.

A challenge for you

I’m going to finish this communication with a challenge. I hope you’ll chime in with your remarks in the comments section below.

You have exactly $50 in your wallet and one empty food storage tote. What would you purchase to put in it?

Now, that exercise was just for fun. But if you recall, I recently told you about the grain deal that expired between Russia and Ukraine. Meaning the entire world – including America – could see food shortages and rising food prices very soon.

So, the time to stock up for real is now – before inflation hits our grocery stores again.

Inflated Prices PLUS Hidden Fees? Here’s How to Fight Back

My father had some great advice for me when I was growing up and starting to make purchases on my own. It was a very simple statement: “Watch out for the fine print.”

Dad had been around a lot longer than me, so he was accustomed to merchandise sellers making their wares sound better than they really were.

Today I want to warn you about the hidden costs of your purchases. Some companies shout out the upsides to their products while whispering the downsides. They try to reel you in with an enticing promise, but make it difficult to see the sharp hook on the other side of their bait.

But don’t bite until you’re sure that’s what you want to do. You just may decide to look for alternatives after discovering the true cost.

$28 for a Burger & Fries?

Companies are very aware of what inflation has done to prices. As well as how upset many consumers are about having to spend more than they want to.

So, they attempt to keep their basic prices as low as possible. But then they add fees to jack up the amount they receive. It’s estimated that Americans spend more than $65 billion on fees annually.

One obvious example is home delivery of food. This industry has skyrocketed since Covid hit, and it has not slowed down as much as some predicted.

Prices vary all over the country, of course. But if you order a $14 burger and fries, for example, you might feel that price is worth avoiding changing clothes to go out, spending money on gas, waiting in a line, etc.

But after tax, service fee, delivery fee, and a tip are tossed in, the price is nearly double. I don’t know about you, but $28 for a burger and fries feels pretty steep to me.

There’s Nothing ‘Convenient’ About Fees

Jeff Galek is professor of marketing at the Tepper School of Business at Carnegie Mellon University in Pittsburgh, Pennsylvania.

He calls this strategy “fee-flation.” He said, “Fees are a way to raise prices without raising prices.” It’s also called drip pricing and stealth inflation.

Fees come with many names attached to them. There’s the processing fee, the service fee, and the booking fee. I’ve even heard of a wellness fee. And my personal favorite – the convenience fee. For whom, exactly, is an added fee “convenient?”

In reality, these fees are usually not completely hidden. They’re listed in the fine print my father warned me about. As consumers, we should watch for this type of thing. But studies show we only look at the listed price when we make purchases.

A Fee by Any Other Name…

A fee for home food delivery is just one of countless ways to rip off consumers. The same can happen when you book a flight or hotel.

Or rent a car, make reservations at a restaurant, use a credit card, buy concert and sporting event tickets… the list goes on.

One café and coffee shop tacks on a 4% “administrative surcharge” for each purchase “to offset employee benefit costs and other operating expenses.” And they make it clear this is not a gratuity for employees.

Ashley Feinstein Gerstley is the author of Financial Adulting. She told CNET.com, “Most of the time we find out about these fees when it’s time to pay, not before. Because these fees really run the gamut, you never really know what you are going to get.”

Companies Say There’s No Choice

Why not just raise prices rather than adding in a bunch of fees? It goes back to what studies show. Raising basic prices makes consumers think twice about buying. Adding fees… not so much.

Company officials don’t apologize for fees. They claim they are affected by inflation just like consumers are, and that fees are the only way to remain profitable.

Restaurants are among many businesses still trying to catch up financially after the pandemic hit them like a pie in the face. With credit card companies increasing fees that restaurants must pay for each customer swipe, restaurants pass along costs to consumers.

Rideshare companies add fees to cover increases in gas prices, as well as pay increases and even signing bonuses for drivers. Some doctors’ offices charge “supply fees” for routine visits.

Fighting Back

Is anybody trying to do anything about this highly shady strategy designed to destroy our budgets? Especially now that interest rates have gone up again? Actually, yes.

Bank of America was recently fined $150 million for abusive overdraft fees by the Consumer Financial Protection Bureau.

A number of airlines have been pressured to nix their rebooking fees. Zillow and other housing sites have been told to disclose fees they add to monthly rents. Such as rental application fees, parking fees, and pet fees.

But the bottom line is, we have to watch out for ourselves. And our wallets. Learn about fees before you make a purchase. Question them when necessary. Ask for a discount if you use cash. Consider picking up takeout food instead of getting a delivery.

Fees are here to stay. But by reading the fine print ahead of time, we can decide which ones we don’t want to put up with.

A Checklist to Help You Enjoy a “Cooler” Camping Trip

There’s just something about packing for a camping trip. Stopping by the grocery store to buy roadtrip snacks and food to cook over the fire. Packing up utensils and the cast iron skillet. Deciding which blankets would be best for a cozy night in the tent.

There’s a lot that goes into packing up for an outdoor getaway. And there’s nothing worse than realizing you forgot something.

So if you’re going camping over the next few weeks, you’ll need a well thought out packing list.

Fortunately for you, I’ve got just what you need. And to make it super convenient, you can print it out as a PDF and use it to prepare for your next camping trip.

When you’ve checked off everything you’ve packed, toss your printout in a bag. It’ll come in handy when you re-pack to head home.

How to chill in the heat

Now, you may be thinking, “Frank, I’d love to go camping, but it’s still pretty hot out there.” Well, I’m here to tell you there are ways to stay cool in the heat that you might not have considered. Including having backup power for fans and other items.

First, select a campsite that has some shade. Your tents should have mesh that allows airflow. A silk sleeping bag liner will keep you cooler than the typical sleeping bag. And use a battery-operated fan inside your tent.

Take a cool shower once a day. Wear light-colored, loose-fitting clothing. Keep the sun off your head with a brim hat. Carry white washcloths in your backpack. While hiking, periodically soak one with cool water and wrap it around your neck.

Take advantage of opportunities to wade in a cool body of water. As you walk, eat juicy fruits that will taste refreshing and keep you hydrated. And drink zero-sugar sports beverages for the electrolytes.

Don’t over (or under) pack

You probably won’t need everything on the list below. Just pick what works for you and your family or companions.

To me, camping is about getting away from the rat race. I want a different kind of routine when I’m away from home. It’s a nice change of pace to see, use, wear, and eat different things than normally.

You can make do with less on a camping trip by reducing the clutter. At the same time, you can still take all the essentials.

So, here’s the promised list of camping items. Which ones you choose could depend on whether you’re roughing it or heading to a campground where some amenities are provided. It might also depend on how long you’ll be gone.

General items

Tent, with footprints, stakes and mallet/hammer
Ground cloth/tarp
Sleeping bags
Sleeping pads
Backpack
Blankets and pillows
Headlamps, flashlights and extra batteries
Camp table and chairs (if the site doesn’t have them)
Mini-grill or camping stove
Lantern
Clothesline with clips
Toiletries
First-aid kit
Prescription meds
Sunscreen and protective hats
Insect repellant
Lip balm
Rain gear
Extra clothing, including several pairs of socks and underwear
Hiking boots
Bandanas
Survival knife
Multi-tool
Duct tape
Paracord or rope
Saw or ax for cutting firewood (if needed)
Compass
Binoculars
Field guides for flowers and insects
Whistle
Walkie-talkies
NOAA emergency radio
Disinfectant wipes
Documents including vehicle registration, insurance, reservations, etc.

Food/food-related items

Perishable food packed in a cooler or ice chest
Non-perishable food for snacking and meals
Plenty of bottled water and other beverages
Personal water purifier
Fire starters
Cooking, serving, and eating utensils
Cooking pots, pans, plates, and cups
Tongs and skewers
Oven mitts
Cutting board
Tablecloth with clips or tape
Canteen/thermos
Coffee pot
Can opener
Heavy-duty aluminum foil
Dishwashing liquid and sponges
Paper towels and napkins
Tupperware
Zip-top bags
Trash and recycle bags

RV Essentials

Recreational vehicles are a great way to travel and camp. But it’s best to know what to take with you in order to handle potential problems with a new-to-you vehicle. Here are plenty of items to consider:

Your RV manual
Drinking water hose
Sewer kit including hose
Surge protector
Generator
Electrical adapters
Water pressure regulator
Tire pressure gauge
Emergency road kit
Extra motor oil and fluids (washer, transmission, brake)
Fire extinguisher
Wheel chocks
Rubber gloves
Emergency brake cable
Tire iron
Tire patch
Jack
Leveling blocks
Emergency warning light
Fuses
Well-stocked tool box
Jumper cables

Stay powered up

As mentioned earlier, backup power is important on a camping trip. There are plenty of reasons for needing backup power. They include charging up your…

Cellphones
Emergency radio
Mini-fridge
Electric blanket
Blender
Hotplate
Lights inside a tent
Outdoor security lights
Laptop or tablet
Coffee maker
Toaster oven
CPAP machine and other medical devices
Handheld electronic games
Boombox
Electric razor
Mini-TV
Blow-up mattress pump
GPS unit
Portable fans

Now you have a powerful list

Without backup power, any of the items listed above could prove useless on a camping trip. Yes, you could get by without some of them, but what if you had to make an emergency phone call?

Or what if an unexpected storm was headed your way and you needed information quickly? What if your perishable food started to go bad? Worst of all, what if you needed to power up crucial medical equipment?

Camping trips are a lot of fun and a great way to unwind with family or friends. They’re good for your body, mind, and soul. Just make sure you don’t forget to pack any of the essentials before you leave home.

Solar Radios May Be Older Than You Think

Back in the late 1800s, Mark Twain reportedly sent a cable from England to the United States. It read: “The reports of my death are greatly exaggerated.” He had been contacted by an American journalist inquiring as to his rumored health problems or possible death.

Well, Twain’s now-famous quote can also be said about radio. Yes, it’s one of the oldest ways many of us learned about local, national, and international news. But radio has stood the test of time very well and is still relevant today.

Did you know that 90% of adults still tune into the airways every week? Why? Because radio remains the quickest and most reliable way to gain important information. Especially during a crisis.

And it’s not just learning about critical information. It’s being able to act on it immediately. Radio has helped many people survive a crisis that otherwise might have done them in.

Today, some radios can be charged with the free power of the sun. I want to tell you about the evolution of solar-powered radios and why it’s crucial for everyone to own at least one.

Launched in the Fifties

Most people think solar-powered radios are a relatively new thing. Actually, the first commercially available solar-powered radio hit the market 67 years ago.

Two years after the invention of the first solar energy battery, the Admiral Corporation of Chicago, Illinois produced transistor radios in a variety of colors in 1956. Each included an optional “Sun Power Pak.”

Engineer Harry Thanos is credited with the invention. His radio operated from seven series-wired silicon solar energy cells he acquired from National Fabricated Products.

Both General Electric and Radio-Electronics tried to beat Thanos and Admiral Corporation to the punch earlier that year. But neither of their solar-powered transistor radios was ever put into production.

Power pack was extra

Then on April 14, 1956, Admiral Corporation announced its Model 7L series of 6-transistor portable radios that included an optional 32-silicon cell power pack.

Eugene B. Germany, president of Lone Star Steel Company, was the first buyer of this groundbreaking solar-power radio.

The price was $59.95 for the radio alone and an additional $185 for the optional power pack.

For $40 more, buyers could acquire a custom leather carrying case with a zippered backside pocket for storing the “Sun Pak.”

Innovation reduces price

Many Americans were excited about this new invention. But sales suffered due to the high cost of the power pack. It was priced at more than $2,000 in today’s dollars.

It wasn’t until the next year that engineers figured out how to build solar cells into the handles of radios.

Hoffman Radio, a division of Hoffman Electronics Corporation, used that strategy to build a “SOLARADIO” they sold for $150 plus $9 for four 1.5-volt AA rechargeable batteries.

This radio was available in five different cabinet colors. Other than the handle containing the solar cells, it was identical to Hoffman’s non-solar “Home and Travel Transistor Radio.”

Hoffman Radio dominates market

As with every new product that catches on, more companies jumped into the fray. Many of their radios were earphone-only versions.

Among the companies were the Acopian Technical Company, game and toy manufacturer E.E. Fairchild, International Rectifier, and Science Electronics.

By making improvements on its original model, Hoffman Radio dominated the solar radio market. These next-generation radios were not designed to recharge internal batteries. They all operated either from internal batteries or solar power.

Zenith offered its Royal 555 and Royal 56 solar radios in the mid-1960s, competing with Hoffman and companies based in Japan and Australia.

Following a general lull in the solar radio market through the 1980s, interest perked up again in the 1990s. Since then, a number of companies have produced solar-powered radios.

Radios work when phones don’t

There’s a very good reason why nearly every preparedness list includes an emergency radio. Today, solar-powered radios are particularly beneficial to those in the outdoors and those who occasionally lose power indoors.

Regardless of whether it’s an approaching hurricane, snowstorm, derecho, or a sudden tornado outbreak, we need to be aware of what’s headed our way. There are many true-life stories about people who took cover just in time, thanks to the warnings they received on their radios.

During some emergencies, such as the recreational vehicle bombing in Nashville, Tennessee, in late 2020, communications went down. Many were unable to use their cellphones.

This is one of the things that makes battery-powered and solar-powered radios so important. You can still get important information through a radio you sometimes can’t get through your phone.

What should an emergency radio include?

When it comes to selecting an emergency radio, make sure it’s a National Oceanic and Atmospheric Administration (NOAA) weather radio. Those radios provide timely information about weather threats in your area. Including evacuation routes.

You also want a radio with a powerful battery inside. And other ways to charge it. Including plugging it into an outlet, exposing the radio’s solar panel to the sun, and cranking it up by hand.

You may find yourself in a position where you need to charge your cellphone. Or a tablet, e-reader, camera, flashlight, cooling fan, or other item. Select an emergency radio that can do all that.

There’s no guarantee you’ll have daylight when a weather emergency interrupts your life. You may also need to light your path. So, make sure your radio includes a bright flashlight.

Other important features

Other features you want in an emergency radio are just as practical. For example, you don’t want one that’s heavy. Make sure it’s easily portable.

You also want a radio that’s compact yet durable. One that can take a few dings without getting damaged. And what about some extras the average person might not think about?

Choose an emergency radio that includes a sturdy metal clip so you can attach it to a backpack or belt loop. Select one that has a charging indicator so you always know how much juice it has. Pick one with an earphone jack so you can listen discreetly.

Finally, you want an emergency radio that’s priced right. If for no other reason than so you can buy several of them. For your home and vehicle, and even as gifts for loved ones.

Solar-powered radios have been around longer than most people think. And a few of the latest ones have all the bells and whistles you need. Don’t leave this crucial item out of your preparedness plans.

1 Million Lose Power in Mother Nature’s Latest Attack

It happened again. Severe thunderstorms swept across the Eastern United States Monday. This time at least two people were killed and more than 1.1 million homes and businesses lost electrical power.

It will probably take several days before the massive damages are assessed. Including those caused by flooding that left some motorists stranded for hours.

We shouldn’t be surprised. This summer has provided a relentless torrent of excessive heat, violent storms, and blackouts.

But when you’re caught in the middle of it – with thunder booming, rain falling in sheets, hail pounding roofs and vehicles, hurricane-force wind gusts downing trees and power lines – it can be pretty scary. Especially when you’re plunged into darkness.

Nine States Affected by Storms

This latest extreme weather event featuring tornadoes and tornado warnings affected nine states. It stretched all the way from Tennessee, across Mid-Atlantic states, and north to Pennsylvania and New York.

National Weather Service meteorologist Chris Strong did not mince words while describing the storms in real time. “This does look to be one of the most impactful severe weather events across the Mid-Atlantic that we have had in some time,” he said.

Washington, D.C. was among many metropolitan areas hard hit by storms that delayed nearly 8,000 flights and canceled more than 2,600 others. Driving was hazardous on many roads.

More than 80 million people in the Eastern time zone had been declared at risk for dangerous winds, flash flooding, and tornadoes. The two confirmed deaths were a 15-year-old South Carolina boy hit by a falling tree and a 28-year-old Alabama man struck by lightning.

High Winds, Hail, and Flooding

In Westminster, Maryland, winds knocked down over 30 utility poles. That caused live wires to fall on more than 30 vehicles, trapping adults and children.

In Buffalo, New York, a wind gust of 140 miles per hour ripped roofs off homes, blew barn walls down, and felled snow ski lifts. Between Bowling Green and Port Royal, Virginia, hail reaching the size of baseballs was recovered.

Roads were under water in many cities, including Morgantown and Parkersburg, West Virginia. Tornadoes were reported in several states including Tennessee and New York.

The only thing that kept the death toll down to two was the quick and tireless work of law enforcement, first responders, and utility crews.

Wes Moore is the governor of Maryland. He said, “Last night, lives were saved. There were people who were stuck and stranded in cars who were able to sleep in their own beds last night. And that’s because of the work of everybody who moved and our first responders who made it so.”

FEMA Running Out of Disaster Relief Funds

This most recent outbreak of storms and the damage they caused was hardly an isolated incident. The U.S. has experienced more than a dozen major weather and climate events in 2023.

They have killed over 100 people, with damages costing the federal government more than $1 billion. According to FEMA, it has nearly depleted its disaster relief funds for the year. This is causing panic among the agency and local governments.

That comes with more than four months left in the year and the traditional peak of hurricane season about to occur. It’s been a quiet hurricane season so far, but above-average temperatures in the Atlantic Ocean are causing hurricane forecasters to raise their hurricane estimates.

Deanne Criswell is the FEMA administrator. She said, “We can no longer speak of a ‘disaster season’ – we now face intensified natural disasters throughout the year, often in places that are not used to experiencing them.”

The increase in the number of extreme weather events – and in their intensity – is just one more reminder of how we all need to be prepared for the inevitable power outages coming our way.

The only way to become truly self-reliant is to acquire the tools necessary to ensure the safety of yourself and your family.

What to Take on Your Next Outdoor Trip

We all have our pet peeves. One of mine is getting somewhere and realizing I forgot to bring something. Maybe that’s why I became a list maker.

Perhaps this is one of your pet peeves as well. If you’re headed to the outdoors soon – for camping, hiking, hunting, or whatever else – no worries. I’ve got you covered.

Today I’m going to provide you with a bunch of items to remember to pack BEFORE you leave home. These items that you can place in your vehicle or backpack are for both your convenience and for dealing with a possible emergency.

Not all of them will apply to your particular outdoor experience. But by running through the list, you can choose the ones that will be most helpful to you.

The absolute “musts”

A sturdy, waterproof camping tent with pegs and a hammer are musts if you’re planning to sleep outdoors. Of course, you’ll also want to include a sleeping bag and pillows, a blow-up mattress or sleeping pad, and extra clothes including socks and a poncho.

If you’re headed to a campground, find out if they supply wood for your fire or allow you to gather it in their surroundings. If not, take wood with you, assuming it’s permissible. Some places don’t allow that, due to the possibility of introducing new species of bugs to the area.

Among the tools you’ll want to pack are flashlights (and extra batteries), survival knife, compass, fire starters, extension cord, tarp, bungees, and duct tape.

You’ll need to eat, so don’t forget both non-perishable food and fresh foods in a cooler. As well as a compact cooking stove; disposable cups, plates, and utensils; and cleaning supplies like dish soap.

Toiletries go without saying. Including toilet paper, washcloths and towels, wet wipes, a fully-stocked first-aid kit, sunscreen, bug spray, and trash bags. And in addition to your cellphone, don’t forget power banks.

Hunting gear

If you’re going hunting, I’m sure you already have a comprehensive list of things you want to pack for the trip.

Among them will be maps of the area in which you’ll be hunting. You might want to look into gaining permission to hunt on private land, which will be less crowded.

Pack your flashlights, headlamps, two-way radios, etc., and make sure you have plenty of batteries for each. Also include your knives, game bags, nitrile gloves, multi-tool, and paracord.

In addition to your firearms and ammunition, pack your binoculars, game calls and orange flagging ribbon. Toss in a whistle and small mirror for signaling, plus an emergency blanket and an extra pair of boots.

Water for drinking, cleaning, and bathing is also a must. But it’s equally important to include ways to purify water from other sources. Such as lakes, rivers, streams, and creeks. Here’s a quick look at a few of those ways:

Boiling and disinfecting:

Boiling water can get rid of potential bacteria, germs, viruses, parasites, and other pathogens. First filter the water through a paper towel or coffee filter. Then bring it to a rolling boil for at least 1 minute, or 3 minutes at an elevation of 6,500 feet or higher. Next, let that water cool and store it in a sanitized container with a tight cover.
If you find it’s impossible to boil water, disinfect it with an unscented household chlorine bleach. First filter the water if it’s cloudy. If the bleach has a 5-9% concentration of sodium hypochlorite, add 2 to 4 drops of bleach into a quart container. Shake the container for 1 minute, then turn it upside down and loosen the cap slightly to allow the water flow to clean the bottle threads and cap. Let the bottle sit in a shaded area for a half-hour until the water looks clear.

Iodine & chemical tablets

Iodine and tablets with iodine (also called tetraglycine hydroperiodide) can kill most germs and can be effective at making small amounts of water safe to drink. But it’s not recommended for pregnant women and those with thyroid issues or shellfish allergies. And it’s not recommended for anyone for more than a few weeks.

After you drop the iodine tablet in, shake your container for about a minute. Then hold the container upside down and unscrew the lid very slightly to allow the iodine to flow into the threads of the bottle cap. Iodine tablets usually require about 30 minutes to take effect

UV lighting and solar water disinfection

UV light has also proven effective in ridding water of small organisms. Some UV light devices are battery-free and work with a hand crank.

A simpler method is filling a plastic bottle with water and allowing it to sit out in the sun for a full day. The sun’s UV light will kill most biological hazards in the water.

This solar water disinfection method is easy but does not help with chemical contaminations. Note: They are not as reliable when the contaminants are large, floating particles. And pathogens can hide behind or inside those particles.

Solar cooker

The solar cooker you use for food can also be employed to remove pathogens and other harmful microorganisms from water. The solar ultraviolet light rays are converted into infrared light rays inside the cooker to produce cleaner water.

Depending on weather conditions, water can be heated to 212 degrees Fahrenheit in about 45 minutes.

Safety tips for drinking from outdoor water sources

In closing, here are some outdoor water safety tips I want to share with you. When acquiring water from lakes, rivers, streams, creeks, etc….

Avoid water with a strange hue or film on it, and avoid water that is not clear.
Try to find moving water as opposed to still water.
Avoid water where there is active growth in it, such as algae or scum.
Avoid water near roadways or pavement, as it likely has oil and pollutants in it.
Stay upstream of industrial facilities, mines, and construction.
Avoid water from farmland, as it might have large amounts of fertilizer and pesticides in it.

It’s possible you’ll only need one way to clean your water while outdoors. But it’s better to become well versed in a variety of methods because you never know which supplies you’ll have with you during a crisis.

Knowing you’ve packed everything you need for your next outdoor trip will make it all the more enjoyable.

Category: 4 Patriots